The Expanded Worldwide Planning Stories Video Series – Part 3 – Episode 1 – Tax Shield 1

Tax Shield 1 – Episode 1 – Part 3 – The EWP Stories Video Series

Tax Shield-Video 1

Introduction
Welcome. Why strain to invent an asset structure that will very likely draw the attention of tax authorities, because of its convoluted and aggressive design? Why not use a financial tool that has been in use since Ancient Rome–life insurance? This will give you the best tax shield available today bar none.
Our story involves the failed attempt of George Allbright to use a conservation easement that produces an inflated tax deduction. George discovers when it’s almost too late why it’s important to use a firmly established asset structure rather than one that will just get you in trouble with the IRS.


George Allbright was skimming over the arid, parched landscape of New Mexico in his Eurocopter Mercedes-Benz EC-145. This stylishly, well-appointed helicopter, costing $7 million dollars. It could maneuver effortlessly between the narrow red-rock canyons near his home. but minutes from his home were some of the poorest tribal communities of the Navajo Nation.

Some of these communities have been compared to Third World countries because of their economic struggles and their lack of basic modern water and energy systems. Most of the state’s Pueblo villages, Navajo chapter houses and Apache communities are isolated and have little or no access to the already poor infrastructure in New Mexico.

George’s source of great wealth was also a product of sharp contrasts. He was a non-smoker who founded a chain of stores that sold cheap cigarettes. He was raised in a large city, Detroit, yet now was one of the largest landowners in the U.S. He used his prodigious capital from the sale of his cheap cigarette stores to purchase ranches across the United States.

George skillfully landed his helicopter on the helipad a short distance from his split-level modern home that was cut out of a cliff overlooking acres of pristine desert landscape. He had no neighbors in sight, and he liked it that way.

After his flight, he sat on his veranda overlooking the silent and serene desert, dotted with creosote and mesquite. He savored his favorite single malt scotch, Laphroaig, with its strong peaty taste.

His cell phone vibrated loudly on the glass table. It was a number he didn’t recognize.

“Hello,” said George.

“Good afternoon,” said a well educated voice. “Let me get straight to the point. We haven’t met, but my company, Conservation for Nature, would be interested in working with you. You have plenty of land, and we have the expertise to give you excellent tax breaks.” He went on to detail the large tax deductions they were offering.

“Your timing couldn’t have been better,” said George. “My accountant has just told me that I need to consider ways to reduce my taxes. I have looked into conservation easements before, but the tax deductions that you propose are much better. Yes, I would be interested, very interested. Please call me back tomorrow.”

George had had a simple plan in amassing millions of acres of ranch land. He wished to keep it away from developers. This is just what conservation easements accomplished.

He also was feeling guilty about not properly figuring out how he was going to pass on his wealth to his family. If he could pay less in tax, he would have more to pass on to his wife and children. This thought gave him pleasure.

George marveled at his good fortune to receive such an opportune call. Was it too good to be true?


Conclusion
In our next video, we meet Jack Newcastle, an attorney for the IRS. Jack is currently conducting an audit of the very company that George Allbirght is considering using. Will George become just another victim of an IRS tax audit?

If you found this video useful, please give us a Like, and click on the Subscribe button below. We look forward to connecting with you in Part Two of our Tax Shield story.

To learn how the wealthiest families in the world conduct their financial affairs, please call +1 530 692 1007, or email us at info@expandedworldwideplanning.com.

At your convenience, we can arrange a call to discuss how our unique blueprint can vastly enhance your asset structure.
Disclaimer
The opinions expressed in this video are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual on any financial structure, investment, or insurance product.

by Michael Malloy, CLU TEP RFC.
CEO, Founder @EWP Financial

Michael Malloy-CLU-TEP

 

 

 

 

 

 

 

 

 

 

 

 

The EWP Stories Video Series – CRYPTO-PPLI and EWP – Episode 1

Cryptocurrency, Private Placement Life Insurance and Expanded Worldwide Planning

The EWP Stories Video Series

Video 1

Celebrating a happy ending and a new great  beginning we want to introduce you to a fresh Video Series

Welcome. The blockchain concept has given birth to crypto currencies. This is a relatively new phenomena in our lives. Yet taxes have been with us since early dynastic Egypt and probably before. Recently passed tax legislation in the U.S. is a cause of concern for all those who hold crypto currencies. Similar laws are being passed by governments throughout the world. For this recent U.S. tax legislation, we include below excerpts from Robert W. Wood’s excellent article in the Cointelegraph.

What most of you don’t know is that there is a simple and straightforward solution to these new taxes that has existed since the 1980s. The beauty of this solution is that it is asset neutral, meaning even though crypto currencies are a new asset class, this solution wholeheartedly welcomes crypto currencies. For this solution, crypto currencies are handled the same as any common asset class like stocks, bonds, and real estate.

What is this simple and straightforward solution to the grave tax problem that is facing crypto currencies: Private Placement Life Insurance, or PPLI for short. But not just any PPLI policy. The solution is a PPLI policy that is structured to embody the six principles of Expanded Worldwide Planning, or EWP for short. Our firm, EWP Financial, was an early adopter of this powerful yet conservation asset structure.

This series of videos will give you the basic principles of a properly designed EWP asset structure. An EWP asset structure is the perfect solution to the recently introduced tax legislation in the United States that threatens to wipe out a good portion of your gains in crypto currencies. An EWP asset structure is equally effective if you are a tax payer in a country outside the U.S. In this video, Part One, we introduce you to EWP Financial and our unique approach to asset structuring.

by Michael Malloy, CLU TEP RFC.
CEO, Founder @EWP Financial

Michael Malloy-CLU-TEP

 

 

 

 

 

 

 

 

 

 

 

 

The EWP Stories Video Series – Part 2 – Episode 4 – Asset Protection 4

ASSET PROTECTION 4 – Episode 4 – Part 2 – The EWP Stories Video Series

Introduction

Welcome. This video completes the devastating picture of poor asset planning embarked upon by Janice Johanson. In the end, Janice becomes painfully aware of her dreadful mistakes, and vows to protect her future business venture with an asset protection structure using Expanded Worldwide Planning, or EWP for short.

You don’t need complicated and convoluted trusts for rock-solid asset protection. In this video, we learn that Janice could have chosen an EWP asset structure, if she had taken some time to work with her advisor, rather than have this same advisor use a flimsy captive insurance company that eventually failed. Please learn from Janice’s mistakes, and take a simple, straightforward approach to asset protection–an EWP asset structure.


Janice saw the huge, fluttering flags outside the Four Seasons Hotel a block away as she walked west down 57th Street in New York City. She was going to meet Brian. It would be his last billable time meeting with her. Janice did not like letting advisors go, but in their last phone call Brian had almost fired himself. He did not condone his shotty legal work or excuse himself in any way. In a sense, this made it more difficult to let him go. She thought him a rare gentleman.

The bar nearest to the lobby was being remodeled, so they had to meet in the one to the rear of the check-in counter. She did not like the dark lighting, but thought the high mirror that reflected the myriad bottles of liquor a good design. It multiplied the bottles, which is just what she needed. An unknown factor to multiple her funds to pay for the future legal settlement resulting from the accident at her store.

To prepare for this meeting with Brian, she had researched the most likely worst case settlement for the accident. Her online research revealed she could be responsible for Steve’s future earnings as a heart surgeon, medical expenses, plus a large pain and suffering award. Her $100M was at all at risk.

After small talk about her trip to Switzerland, Brian mentioned that she could have done some planning for asset protection that might have protected her $100M from the sale of her business. She remembers Bian mentioning this in the past, but was so focused on growing her business, she always told him to bring it up some time later.

Since returning from Switzerland, she had alternated between anger at her plight and admonishing herself for engaging in ‘what ifs.’ Had the final papers for the sale of her business been concluded, her store accident would have been the new owners problem. Accidents rarely occur at the right time. The final signing occurred two weeks after the accident.

She purposely wore low heels today, so she could walk in Central Park after her meeting. She knew Central Park well and headed to North Wood, one of the most wild and untamed parts of this magnificent tribute to landscape architecture. Walking in the North Wood, Janice recalled her favorite hero in literature, Frodo Baggins of J. R. R. Tolkien’s Lord of the Rings.

Physically Frodo presented quite a contrast to this tall, slender athletic lady in her early 50s, but she reflected on the spirit of this short, squat, hairy footed creatur. It was a spirit of fierce determination to see a job through to the end, no matter what the cost.

So what was Janice’s plan for the future?

From her triathlon experiences, she was acquainted with the world of cycling, and the small bike shops where riders purchased their bikes and accessories. She knew that these bike shops were mostly small mom and pap type operations, and they missed out on the buying power of a large organization. With her wine shops she had built a large, well-run enterprise. Why not for bike shops? A nationwide chain?

It was a beginning. But she vowed to protect her newly hatched idea with an asset protection plan that would fully protect her. This definitely had to be part of her grand plan.

She emerged from the west side of Central Park and headed to 109th Street near Riverside Drive where her apartment lay. She would go for one of her favorite runs down the Hudson River toward Battery Park. If Frodo can deliver, so can I. Why not face the uncertain future in the same spirit that brought her to the top of the world. Stay on top, she told herself. Stay on top.


Conclusion

Our next video begins a new EWP story. This story will give you insightful information on how EWP provides the best tax shield available to protect your valuable assets. Our story details the failed attempts of George Allbright to use a conservation easement to ease his tax burden. George falls for a fraudulent sales pitch, which he mistakenly thinks will solve his problems. As our story unfolds, you will learn that this fraudulent scheme only compounds his problems.

If you found this video useful, please give us a Like, and click on the subscribe button below. We look forward to connecting with you in the next video.

To learn how the wealthiest families in the world conduct their financial affairs, please call +1 530 692 1007, or email us at info@expandedworldwideplanning.com.

At your convenience, we can arrange a call to discuss how our unique blueprint can vastly enhance your asset structure.

Disclaimer

The opinions expressed in this video are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual on any financial structure, investment, or insurance product.

by Michael Malloy, CLU TEP RFC.
CEO, Founder @EWP Financial

Michael Malloy-CLU-TEP

 

 

 

 

 

 

 

 

 

 

 

 

The Expanded Worldwide Planning Stories Video Series – Part 2 – Episode 2 – ASSET PROTECTION 2

Asset Protection-Episode 2

International Tax Planning

Asset protection planning

Introduction

Welcome. The goal of many entrepreneurs is to grow a successful business, then sell it and retire on the profit of the sale. Janet Johanson was such a person, but because of poor asset protection planning, her $100M from the sale of her profitable wine store business was snatched from her on the eve of her retirement.

A key element of any asset structure should be asset protection. Indeed one of the six principles of Expanded Worldwide Planning, or EWP for short, is asset protection. With EWP the key element of asset protection is embedded into the structure, and is not an additional element that must be added at additional cost and complexity.

Watch Episode 1

by Michael Malloy, CLU TEP RFC.
CEO, Founder @EWP Financial

Michael Malloy-CLU-TEP

 

 

 

 

 

 

 

 

 

 

 

 

The Expanded Worldwide Planning Stories Video Series – Part 1 – Episode 2

#EWP : Insures: PRIVACY –  Part 2

Welcome. The topic of our story is Privacy. You gain an immediate understanding of Privacy when you are deprived of it. What better example of this than the personal violation that you experience when someone you dearly love is kidnapped? In Part 2 of our story, we learn more of the emotional trauma that Carlos Gutierrez experiences when his daughter Lucinda is kidnapped by a Mexican drug cartel.

Watch the introduction: Episode 1

 

by Michael Malloy, CLU TEP RFC.
CEO, Founder @EWP Financial

Michael Malloy-CLU-TEP

 

 

 

 

 

 

 

The Expanded Worldwide Planning Stories Video Series – Part 1 – Episode 1

EWP : Insures: PRIVACY – 1

Welcome! Here we begin a new series of stories to dramatize the six principles of Expanded Worldwide Planning, or EWP for short. This story will teach you how an EWP asset structure could have prevented the kidnapping of the journalist daughter of a billionaire Mexican-American businessman.

 

Note: The opinions expressed in this video are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual on any financial structure, investment, or insurance product.

We appreciate your comments and questions.

Thank You.

~ Michael Malloy

 

by Michael Malloy, CLU TEP RFC.
CEO, Founder @EWP Financial

Michael Malloy-CLU-TEP

 

 

 

 

 

 

 

4 Essential Minutes on PPLI Series – 4

Four Essential Minutes on Private Placement Life Insurance, (#PPLI)

Part 4

The Six Principles of Expanded Worldwide Planning, (#EWP)/International Tax Planning and more questions answered by Michael Malloy CLU TEP RFC

Welcome. In this video, we will define the six principles of Expanded Worldwide Planning or EWP. We will also answer the third of our important questions: Will I be audited. Let us begin.

Privacy

This is a very private setting, but today intruders find many ways to invade our privacy. Our clients are looking for ways to keep their affairs private, and still be compliant with tax authorities worldwide. But as you know, it is a cat and mouse game that takes study and constant attention to detail. In this case, we don’t quite know who is winning.

Asset Protection

You don’t want this to happen to your hard earned assets. Asset protection is an integral part of an EWP Structure. EWP Structures make assets inaccessible to creditors, and thos seeking to claim them without legal authority.

The inaccessibility of this lighthouse mirrors the methods that EWP Structures use to make your assets inaccessible to creditors.

Tax Shield

A tax shield is an important EWP principle. Why pay more tax than is necessary? You can legally pay far less tax by placing your assets into an EWP Structure.

An EWP Tax Shield is very difficult to penetrate like the shells of these tortoises.

Succession Planning

Especially in jurisdictions that have forced heirship rules, Succession Planning is vital to clients. Most clients wish to distribute their assets according to their own wishes and not according to a plan that is dictated by a government agency.

EWP Succession Plans promote family harmony like the two generations depicted here.

Compliance Simplifier

The simplicity of this image reveals out straightforward approach to compliance.In today’s world attempting to hide assets only draws more attention to them. EWP Structures are compliant with the world’s tax authorities, and at the same time achieve maximum privacy.

We give you a clear path through this maze of confusing regulations.

Trust Substitute

In some jurisdictions, in particular, those that use civil law as opposed to common law, a trust substitute is essential. Why create an entity that in the end will just be ignored by tax and legal authorities?

Like the two blue eyes of this cat, EWP Structures work in both civil and common law jurisdictions.

Will I be audited?

The answer is, “Most probably, No.” To explain further we will use an analogy of cars traveling on a motorway or freeway.

On the audit questions, audits can be triggered randomly or for a variety of reasons. EWP Structures are designed to comply with all aspects of tax law worldwide. To begin our motorway analogy, where are EWP Structures positioned on this motorway?

The fast lane is for the risk takers. Traveling at every aster speeds until the inevitable occurs.

In the slow lane are those drivers who wish to travel at a leisurely pace to reach their destination.

In the middle lane are those drivers who wish to not be the fastest on the road or the slowest.

In the universe of financial planning tools, EWP Structures are traveling in the middle lane, and do not attract undue notice from tax authorities, and thus are not a likely candidate for an audit.

Conclusion

Thank you for joining us. If you found this video useful, please give us a “like” below, and click the subscribe button. In our next video, we will focus on why Private Placement Life Insurance, or PPLI for short, works so well with EWP Asset Structures. We look forward to connecting with you on future videos.

To learn how the wealthiest families in the world conduct their financial affairs, please call +1 530 692 1007, or email us at info@expandedworldwideplanning.com.

At your convenience, we can arrange a call to discuss how our unique blueprint can vastly enhance your asset structure.

Disclaimer

The opinions expressed in this video are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual on any financial structure, investment, or insurance product.

by Michael Malloy, CLU TEP RFC.
CEO, Founder @EWP Financial

Michael Malloy-CLU-TEP

 

 

 

 

 

 

 

 

 

4 Essential Minutes on PPLI Series – 3

Four Essential Minutes on Private Placement Life Insurance

Part 3: Q & A

PPLI: the Ultimate Wealth Preservation Strategy

by Michael Malloy CLU TEP RFC

Our most sophisticated clients ask penetrating and very relevant questions. The three best questions that we have been asked over the years about EWP Structures are:

Is it legal?

Can they steel my money?

Will I be audited?

Here are the answers to the first two questions.

Is it legal?

This is not the entry to an EWP asset structure.

Is it legal? It seems every few months that there is another revelation of a tax dodger using offshore accounts to avoid U.S. taxes. Here is a recent newspaper headline: “The IRS Reals in a Whale of an Offshore Tax Cheat—and Goes for Another.”

Is an EWP Structure just another one of these schemes? Our EWP Structures have existed since the early 1990s with no issues of any kind either from the IRS or the families who have employed these asset structures.

Can they steal my money?

These menacing robbers won’t steal your money.

Can they steal my money? The answer is, “No.” Why is this so? Because all your assets are held in separate accounts by a trustee. This is a similar arrangement to having a trust account at a bank. The bank becomes the trustee of the asset, but ownership does not change hands—you retain ownership of all the assets held in an EWP Structure.

Wikipedia’s article on International Tax Planning features the six principles of Expanded Worldwide Planning, or EWP for short. EWP Financial embraces these six principles in designing its asset structures.

Privacy

Asset Protection

Tax Shield

Succession Planning

Compliance Simplifier

Trust Substitute.

The United Nations Global Compact embraces another six principles that are pertinent to EWP Financial. They are the six Principles for Responsible Management Education.

Next we have some short segments that enact these six principles in a poetical form.

Values

Research

Dialogue

Method

Purpose

Partnership

Next Video

In our next video we will give you insightful knowledge on the six principles of EWP as Wikipedia presents them in their International Tax Planning article. This knowledge is absolutely essential for the asset structures of any wealthy family. We will also answer the question: Will I be audited?

If you found this video useful please give us a like and click the subscribe button. We look forward to connecting with you on future videos.

To learn how the wealthiest families in the world conduct their financial affairs, please call +1 530 692 1007, or email us at info@expandedworldwideplanning.com.

At your convenience, we can arrange a call to discuss how our unique blueprint can vastly enhance your asset structure.

Disclaimer

The opinions expressed in this video are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual on any financial structure, investment, or insurance product.

by Michael Malloy, CLU TEP RFC.
CEO, Founder @EWP Financial

Michael Malloy-CLU-TEP

 

 

 

 

 

 

 

 

4 Essential Minutes on PPLI Series – 2

Four Essential Minutes on PPLI

PART 2

PPLI: the Ultimate Wealth Preservation Strategy

by Michael Malloy CLU TEP RFC

Welcome. In this video we continue our theme of financial architecture and how it relates to Expanded Worldwide Planning or EWP for short. EWP asset structures provide the best privacy, asset protection, and tax efficiency possible without unduly disrupting your existing financial arrangements. We are not here to replace your existing trusted business or investment advisors. Far from it. We are not out to destroy your financial home, like this.

You have constructed your financial home over time, using the best options available when opportunities presented themselves. This may inadvertently have created a house constructed by multiple architects, many different styles that may or may not fit together. Like the houses depicted here.

Would you build a custom home without an architect?

Have you constructed your financial affairs without one?

How would you know?

Wouldn’t you rather have a beautiful unified structure like this home,

Butterfly Emerging

Here we are witnessing one of nature’s most amazing events. This transformation is what occurs when we place your assets inside a Private Placement Life Insurance Policy. After this transformation, your assets will now embody the six principles of EWP that are spoken about in Wikipedia’s article on International Tax Planning. Like the butterfly your assets will now be freed from their former constraints, and can now fly with far greater privacy, asset protection, and tax efficiency. We achieve our remarkable results through our worldwide knowledge of asset structuring as expressed in our team of Regional Representatives.

Regional Representatives

Our unique approach to serving wealthy families worldwide features our seven regional representatives. Our seven regional representatives bring not only in-depth technical knowledge, but as natives of the regions that they serve, they can tailor our structures to the cultural norms of wealthy families throughout the world.

I Huai Hao: China, Portugal, Brazil

Marcia Frew: United States, Canada, Australia, New Zealand

Ingrid Claes: Europe

Georgios Georgakopoulos: Middle East, Greece, Africa

Aniuta Lasken Golob: Russia, Ukraine, CIS countries

Pilar Earl: South America, Central America, Mexico

Zhi Zhu Jones: China, Far East

Conclusion

Thank you for your interest in EWP Financial and our asset structuring techniques. In our next video we will answer three important questions. The answers to these questions explain why the world’s wealthiest families wholehearted embrace EWP asset structures.

Is it legal?

Can they steal my money?

Will I be audited?

If you found this video useful, please give us a like below and click the subscribe button. We look forward to connecting with you on future videos.

To learn how the wealthiest families in the world conduct their financial affairs, please call +1 530 692 1007, or email us at info@expandedworldwideplanning.com.

At your convenience, we can arrange a call to discuss how our unique blueprint can vastly enhance your asset structure.

Disclaimer

The opinions expressed in this video are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual on any financial structure, investment, or insurance product.

by Michael Malloy, CLU TEP RFC.
CEO, Founder @EWP Financial

Michael Malloy-CLU-TEP

 

 

 

 

 

 

 

 

 

4 Essential Minutes on PPLI Series -1- Intro

Four essential Minutes on Private Placement Life Insurance

PART 1

Hello. I’m Michael Malloy, founding partner of EWP Financial. I began my career over 40 years ago as a risk management consultant. I published the Life Insurance Law Newsletter, and have written two books on Private Placement Life Insurance, PPLI: The PPLI Papers and The Wit and Wisdom of Professor PPLI.

We have three offices to serve you. Our headquarters is in New York City at 40 Wall Street. We have offices in the British Virgin Islands, and in California. This is a photograph near my office in Northern California.

EWP Financial serves wealthy families throughout the world, wherever they might reside. We offer the most advanced financial planning tools available. We assist wealthy families by structuring their assets through embracing the six principles of Expanded Worldwide Planning or EWP for short. These six principles are Privacy, Asset Protection, Tax Shield, Succession Planning, Compliance Simplifier, and Trust Substitute. We are proud that Wikipedia has chosen to feature these six principles in their article on International Tax Planning, and will be discussing them in more detail in future videos.

This is the cover of our brochure, Financial Architecture, The Comprehensive Blueprint. We will go over a few pages of the brochure together, but first let me return to the two books that I have written on Private Placement Life Insurance or PPLI for short. These books emphasize the vast asset structuring possibilities of using EWP to structure your assets. Private Placement Life Insurance is at the heart of a successful EWP asset structure. These two books go into more detail on how this works. The books are available on Amazon in both book and digital format.

This video is the first in our series entitled: Four Essential Minutes on PPLI. Here we introduce our firm, EWP Financial and why it is imperative that you use these six principles to structure your own assets.

EWP offers unparalleled advantages for: privacy, asset protection, tax shielding, succession planning, compliance simplification, and trust substitution.

As financial architects, we can offer you an overreaching, comprehensive, and cohesive design optimized for privacy, tax efficiency, and asset protection.

Why not take the designs that we have used with great success for the world’s wealthiest families to remodel your own house?

We are not here to replace your trusted business or investment advisors. Our role is to take what you have already accomplished and place it into a structure that will create a unified design for all your interests, a method we have used for the world’s wealthiest families, families with a wide variety of assets and financial arrangements.

Thank you for your interest in EWP Financial and our asset structuring techniques. In our next video we will continue with our brochure, Financial Architect. If you found this video useful, please give us a like below. We look forward to connecting with you on future videos.

To learn how the wealthiest families in the world conduct their financial affairs, please call +1 530 692 1007, or email us at info@expandedworldwideplanning.com.

At your convenience, we can arrange a call to discuss how our unique blueprint can vastly enhance your asset structure.

Disclaimer

The opinions expressed in this video are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual on any financial structure, investment, or insurance product.

Contact Us for any questions you may have.

 

by Michael Malloy, CLU TEP RFC.
CEO, Founder @EWP Financial

Michael Malloy-CLU-TEP